Statutory Compliance
Fulfil obligations under EPF/MP, the Payment of Gratuity Act, and Superannuation regulations with compliant structures.
🟦 Group Insurance Solutions in Mumbai, Navi Mumbai & Thane
Comprehensive, affordable protection for every kind of organisation
We believe every employee deserves security—and every employer deserves peace of mind. Our customised, compliant, and cost-effective plans help corporates, SMEs, banks, trusts and institutions provide protection without financial strain.
Who we serve
- ✓Corporates & SMEs
- ✓Banks & Financial Institutions
- ✓Co-operative Societies & Trusts
- ✓Educational Institutions & Hospitals
- ✓Hotels, Manufacturing & Industrial Units
- ✓Startups & Digital Businesses
0+ Years
Group insurance expertise
0+
Partner institutions
0,500+
Clients across Maharashtra
Why choose Investment Mumbai
Tax Benefits
Employer contributions towards group insurance, gratuity and pension schemes are deductible business expenses under the Income Tax Act.
Liability Coverage
Cover gratuity, superannuation and leave encashment liabilities via actuarially sound, tax-approved schemes.
Retention & Employee Morale
Enhance loyalty and culture with meaningful protection—without straining budgets.
✅ Group Insurance Plans We Offer
Tailored coverages for every need
Group Term Life Insurance
- Flexible cover—uniform or graded by hierarchy.
- Ideal for corporates, banks, trusts, hospitals and institutions.
Group Term (in lieu of EDLI)
- For EPF & MP Act, 1952 establishments.
- Higher, customizable cover not linked to wages; flexible membership.
Group Gratuity Scheme
- Meet legal liabilities under the Payment of Gratuity Act, 1972.
- Tax-efficient with future-service protection.
Group Leave Encashment
- Covers employer liability under AS-15 (Revised).
- Keeps balance sheets audit-ready.
Group Superannuation
- Defined Benefit or Defined Contribution pension models.
- Powerful tool for long-term retention.
Group Mortgage Redemption
- Protect home/vehicle/education loan borrowers.
- Loan gets settled in case of death/disability (as per policy terms).
Additional Group Policies
- Group Mediclaim & Personal Accident cover for teams.
- Group Travel Insurance (single & multi-trip).
Our working process
- 1AssessUnderstand your team size, age mix, industry, and budget.
- 2StructureDesign benefits & limits for compliance and affordability.
- 3OnboardSet up policy, enroll employees, and run awareness sessions.
- 4SupportEnd-to-end claims, renewals, utilisation analytics for HR.
Frequently Asked Questions
Any registered firm, trust, co-operative or institution with five or more employees/members—corporates, SMEs, banks, schools, hospitals, and NGOs.
No. With smart structuring (base cover + add-ons), micro and small businesses can offer essential protection at nominal premiums.
Eligible contributions to group term, gratuity and superannuation are treated as deductible business expenses under the Income Tax Act.
Yes. Educational and charitable institutions are fully eligible for group coverage.
It improves retention, motivation and trust while ensuring statutory compliance—with minimal cost and simple administration.
Protect your employees with a smart group plan
Get a customised proposal with side-by-side insurer comparison and premium options.
- Low-cost, scalable plans for any team size
- 100% compliant with Indian labour & tax laws
- Complete claim and renewal support