Why SMEs Should Consider Group Health Insurance (2025 Edition)
For Small and Medium Enterprises (SMEs), group health insurance is not just a benefit—it’s a necessity.
Key Benefits
1. Tax Benefits: Premiums may qualify for deductions under Section 37(1).
2. Employee Retention: Health cover boosts satisfaction and loyalty.
3. Lower Premiums: Group rates are typically more cost-effective than individual policies.
4. CSR Alignment: Integrate wellness as part of corporate responsibility.
> Summary: Group Health Plans = Employee Welfare + Business Stability.
> Investment Mumbai designs affordable, effective plans for SMEs.
Getting Started
- Define sum insured, network hospitals, and maternity/OPD needs.
- Compare quotes across insurers; check claim support turnaround.
- Educate employees on benefits and cashless admission process.

